Free Excel Budget Templates: Monthly, Yearly, Personal & More

1. Monthly Budget Template

The template to use if you want to set targets at the start of the month and then track against them. Income, fixed expenses, variable expenses and savings each have their own table with Budget, Actual and Difference columns, and a status tick turns red the moment a row goes over.

Best for: regular monthly income and monthly bills; anyone who has tried a simple tracker and wants to plan ahead.

Inside the file:

• Currency selector ($, €, £, ₹) and a month/year picker in the top bar
• Live KPI strip: savings rate, daily budget, days left, 50/30/20 check
• “Where the money goes” donut and a Top 5 Expenses view

Download Monthly Budget Template (.xlsx)

Dashboard edition · Preview in browser · Full guide, 12 variants & Google Sheets copy → · ₹ INR version

Not sure what your numbers should look like? See US monthly budget examples by income →

2. Simple Budget Template

One sheet, no setup. List what came in, list what went out, and the template shows what is left and your savings rate. If you have abandoned a budget before because it was too much work, start here.

Best for: first-time budgeters and single-income households with predictable bills.

Inside the file:

• Income and expense lists with automatic totals and money remaining
• Savings rate as a percentage, updated as you type
• One chart comparing income against expenses

Download Simple Budget Template (.xlsx)

Printable PDF and a beginner’s walkthrough: Simple Budget Template →

3. Personal Budget Template

Built for people whose income does not arrive as one salary. Salary, freelance invoices, dividends and side income each get their own row, and two summary sheets show the current month and the full year without any extra data entry.

Best for: freelancers, contractors and anyone with a side income alongside a job.

Inside the file:

• Unlimited income rows with per-source totals
• Editable expense categories with your own labels
• Monthly and yearly summary sheets that fill themselves

Download Personal Budget Template (.xlsx)

Full guide and multi-income examples: Personal Budget Template →

4. Yearly Budget Template

Twelve months on one grid, so the costs that do not arrive monthly — insurance, subscriptions, vehicle registration, the holidays — are visible months before they hit. Seasonal patterns show up too: the winter energy bill, the December spike.

Best for: annual planning, savings targets and anyone pairing a monthly budget with a year-level view.

Inside the file:

• 12 monthly columns per category feeding an annual total
• Year-to-date actual vs plan with a projected year-end position
• Sinking-fund rows for irregular expenses

Download Yearly Budget Template (.xlsx)

Quarterly, rolling and YTD variants: Yearly Budget Template →

5. Family Budget Template

A shared budget for a household: two or more incomes, and the categories families forget to budget for already in place — childcare, school fees, field trips, clubs, school clothing. Everyone sees the same picture, which makes the money conversation easier.

Best for: households with children and dual-income couples splitting bills.

Inside the file:

• Multiple income rows and per-member contribution tracking
• Pre-built family categories alongside housing and utilities
• Charts showing where household spending goes

Download Family Budget Template (.xlsx)

6. Weekly Budget Template

A month is a long time to wait to find out you overspent. This template works in seven-day blocks so you can catch a bad week and fix the next one. Useful if you are paid weekly, and useful in any tight stretch.

Best for: weekly or hourly pay, shift work, and a weekly spending check between biweekly paychecks.

Inside the file:

• Seven-day grid with editable category names
• Weekly summary to review before planning the next week
• Week-over-week comparison

Download Weekly Budget Template (.xlsx)

Biweekly, envelope and grocery versions: Weekly Budget Templates →

7. Student Budget Template

Student money arrives in lumps — a loan disbursement, a scholarship, a term’s allowance — and has to last. This template plans how each payment covers tuition and living costs across the semester, and keeps borrowed money separate from earned money.

Best for: undergraduate and graduate students, in halls or renting.

Inside the file:

• Income rows for part-time work, allowance, scholarships and aid
• Expense rows for tuition, books, housing, food and transport
• Monthly summaries that roll up to a semester total

Download Student Budget Template (.xlsx)

8. Event Budget Template

Vendor quotes move and guest counts change. This template keeps an estimate and an actual figure side by side on every line, so the gap is visible while there is still time to cut something, and you have a record of what each vendor quoted when the invoices arrive.

Best for: weddings, birthdays, corporate events, launches and conferences.

Inside the file:

• Income rows for tickets, sponsorship and registrations
• Expense rows for venue, catering, AV, marketing and décor
• Estimated vs actual with running variance per line

Download Event Budget Template (.xlsx)

9. Project Budget Template

Cost control for work with a start and an end. Labour, materials, software and vendor costs are tracked against the budget you set at the outset, by phase, so an overrun shows up as a number during the project rather than a conversation after it.

Best for: project managers, freelancers quoting fixed-price work, consultants billing against a budget.

Inside the file:

• Budgeted and actual columns by cost type and phase
• Committed spend against remaining budget
• Pairs with the Project Plan Template for schedule alongside cost

Download Project Budget Template (.xlsx)

10. Business Budget Template

Revenue by stream, costs by category, and what is left each month. Keeping sales, services and recurring revenue on separate rows makes it obvious which part of the business is paying for the rest before you decide to hire or spend on marketing.

Best for: small business owners, early-stage startups and freelancers who have outgrown a personal budget.

Inside the file:

• Revenue rows for sales, services and recurring income
• Operating expense rows for rent, payroll, marketing, supplies, insurance
• Monthly profit/loss summary with budget vs actual

Download Business Budget Template (.xlsx)

Startup, restaurant, construction, rental, nonprofit and 19 more: Business Budget Templates →